Top of the APIs: Which CMA9 Bank Was Summer Champion 2018?

The APImetrics Insights CASC (Cloud API Service Consistency) score lets you know the performance and quality of an API at a glance. It also lets you instantly compare any API with any other API. Not all APIs are identically comparable, so the usefulness in comparing two APIs depends on the nature of the APIs. In the case of Open APIs for UK CMA9 Banks, we can make direct (or almost direct) comparisons. That's because each of the CMA9 banks exposes APIs that do exactly the same things – with two caveats: Some banks have more ATMs or branches than others The [...]

By |2018-10-23T12:15:31+00:00October 17th, 2018|API Update, Fintech, Monthly Report, News|0 Comments

Open Banking CMA9 API Performance Data CMA9 – July 2018

We first shared this on LinkedIn a few days ago, but it's worth repeating here as this data is, we believe, fundamental to the success of CMA9 Open Banking API initiatives and the banks, ASPs and TPPs who are running them. Next we're going to be diving into the core data and what it's telling us. Improvement, but still a way to go... Over the course of this year, we’ve found a consistent number of what we deem to be underperforming CMA9 Open APIs from UK banks. That number has been set at around 30%. But in a good [...]

By |2018-08-06T13:54:36+00:00August 6th, 2018|Fintech, Monthly Report|0 Comments

CMA9 Open Banking public APIs: Latest News

The story of our previous monthly surveys of the UK CMA9 Open Banking public APIs has been that roughly 30% of the APIs have fallen below an acceptable score of 800 or more. While things have improved in June, confirming our suspicions that many of the banks took advantage of the multiple holidays during May to make changes, we still observe that 28% of the APIs we monitor are performing below a 'good' score as determined by our CASC scoring system. This is strongly tied to a small number of the institutions involved. Generally speaking, if some of a bank's [...]

By |2018-08-15T08:24:19+00:00July 25th, 2018|API Update, Fintech, Monthly Report, News|0 Comments

CMA9 OBIE UK Report, April. And a third of APIs still under perform.

Competition and Markets Authority In March, we published a report on the UK's public CMA9 Open Banking APIs V2 from the OBIE. IN it, we found that more than 35% of the APIs offered were performing below our expected acceptable score of 800. And we're sad to say, the numbers for April are essentially unchanged, with 32% of APIs scoring below 800. When we analyse the banks, we find that the under-performing banks have largely remained the same. Although there's a new entrant – Bank of Ireland – which has historically been one of the better performing. [...]

By |2018-08-10T07:44:13+00:00May 4th, 2018|Fintech, Monthly Report, News|0 Comments

CMA9: 35% of Banking APIs Miss Acceptable Performance Targets

During the month of March, APImetrics monitored the quality of 102 CMA9 APIs, approximately 25 of these were V1 APIs, which were all deprecated during the month. Of the remaining V2 APIs, over a third of these APIs failed to meet the standard of good quality as measured by the APImetrics Cloud API Service Consistency score, the credit score for API quality. Danske Bank (https://danskebank.com/) and Bank of Ireland (https://www.bankofireland.com/) hold the top 10 spots with scores near to a perfect 999. Analysis of results with APImetrics clients shows that scores below 800 lead to increased performance and quality [...]

By |2018-05-04T10:40:21+00:00April 2nd, 2018|Fintech, Monthly Report|0 Comments

APImetrics Three-Year Study: More Than Half Of Existing APIs Have Problems That Could Affect Customers [INFOGRAPHIC]

An APImetrics study of 100 million samples shows that more than half the APIs in use have serious issues that could compromise companies and consumers, the company reported today. “What this shows is that while the number of APIs continues to grow, their quality has not kept pace with that growth,” said David O’Neill, CEO and Founder of APImetrics. “If companies fail to identify these issues and fix them, it could lead to growing consumer dissatisfaction that damages their reputation.” APImetrics first reported on the state of APIs back in 2013, and found that in any given week more than [...]

API Health Report #1

The Impact of Cloud Service Provider on API Performance If you would like to download the full report for free, click HERE! When creating a mobile application, developers normally have significant reasoning for each and every part of that App. Developers pick tools and services they’re familiar with and that they believe will solve their problems. Whether it is the platform they choose to build on, the third-party APIs used, or the language they choose to write it in. There are specific reasons for each. Another major factor that is often overlooked, is which Cloud Provider to choose. Perhaps overlooked [...]

By |2016-10-30T15:32:23+00:00July 8th, 2015|IT and Cloud, Monthly Report|1 Comment

Monthly API Performance July 2013

Total Tests conducted in July: 53,485 (oAuth), 10,057 (Shares) and 43,543 (User Profile Tests) against 16 different services. House keeping issue: We encountered some token refreshing issues with the tool that led to the pass rates for the APIs being lower than expected.  This is now resolved, but we'll be adding a post shortly about handling your Token renewals, and we're adding Token renewal reminders to our roadmap for a future release. oAuth Testing: Total failure rate of 0.2% of all services tested, with just 4 out of 14 services tested having 100% test rates for the month.  Least reliable [...]

By |2016-10-29T01:57:21+00:00August 7th, 2013|Monthly Report|0 Comments

API Performance June 2013

Total Tests conducted in June: 48641 (oAuth), 6817 (Shares) and 37,692 (User Profile Tests) against 16 different services. oAuth Testing: Total failure rate of 0.4% of all services tested, with just 4 out of 14 services tested having 100% test rates for the month.  Least reliable service during June was Google where Google services running on Google Cloud Platform had a significant outage lasting several days.  Outside of Google, Github and TripIt vied for last place with 2.9% and 1.1% failure rate respectively. Intel's CSP oAuth service was the slowest performing API with sign in taking an average of 1.9 [...]

By |2016-10-29T01:57:21+00:00July 3rd, 2013|Monthly Report|0 Comments