APImetrics Blog – APIs, Cloud, SLA & Developer Industry News & Opinion 2018-03-21T16:27:01+00:00

News, Updates and Reporting

PSD2: National Governments and Bodies Have The Final Say

PSD2 is driven top-down by the European Commission and the European Banking Authority (EBA). But it is built bottom-up by the banks and other service providers themselves. And the Commission/EBA don't regulate PSD2 providers. It's the "national competent authorities." In other words, it's the regulator in each country. Unlike the UK, where the CMA9 regulations are defining what the banks must do, PSD2 leaves things entirely in the hands of the banks and related businesses. This creates an immediate problem. There might only be one set of regulatory technical standards for PSD2, but there are more than 30 national competent authorities interpreting the standards. Providers will have to ensure that they comply with the interpretation of the standards in each of the countries they wish to operate in. And one thing that can be guaranteed – if there a single standard with multiple authorities attempting to interpret it, [...]

By | April 9th, 2018|Categories: Fintech, News|0 Comments

Open Banking APIs: Working Together To Make It Work

By | March 2nd, 2018|Fintech, News, Opinion|

Open Banking APIs

In reading up on Open Banking, we recently came across an interesting letter from Olivier Guersent, the European Commission’s Director‑General for Financial Stability, Financial Services and Capital Markets Union to Andrea Enria, the Chairperson of the European Banking Authority (EBA).

The […]

Database Issues currently slowing reports

By | February 13th, 2018|Housekeeping|

We’re currently experiencing performance issues with the database which may be impacting some users experience, especially with reports and graphs. We currently expect this to be resolved by 22:00 Pacific Time.

If you have any issues, please don’t hesitate to reach out to us.

New: Monitoring the Untestable – A White Paper from APImetrics

By | February 12th, 2018|Cloud, Enterprise IT, Fintech, IT and Cloud, News, Opinion, Sectors, Uncategorized, White Papers|

APImetrics has just published Monitoring the Untestable, a new white paper that focuses on the Catch-22* at the heart of PSD2 and open banking: if you don’t actively monitor your production environment with synthetic transactions, you have no idea whether your bank’s APIs […]

Issues in some public Insight CASC scores January 2018

By | February 2nd, 2018|Housekeeping|

A quick note, in some of the latest Insights reports we have a number of APIs showing a CASC Score of 0. Unfortunately, a number of APIs were added exactly as the monthly totals were run and this led to the generation of a number of these scores, they do […]

API Update Failure: Or, Beware Of The Leopard

By | January 30th, 2018|Opinion, Programming Tips|

PANIC

One of the ongoing potential API update failures is handling situations that commonly happen whenever you have to update them.

Updating an API is a perfectly natural thing to do. In fact, often you have to update an API for essential reasons – […]