Categories involving our business sectors

PSD2, APIs and Performance, and Quality Monitoring

PSD2 (Payment Services Directive 2) is about to revolutionize the provision of payment and banking services within the European Single Market. All banks will be mandated to expose APIs that allow authorized third parties secure access to account information for making payments and carrying out other kinds of banking and financial transactions. Banks will have to compete with a whole host of new entrants into the payment services markets. They include well-known global companies such as Amazon and PayPal, as well as highly innovative fintech startups. Because PSD2 is enabled through APIs, it will be vital for companies exposing and [...]

By | 2017-09-13T05:59:00+00:00 September 11th, 2017|Fintech, White Papers|0 Comments

PSD1 (Payment Service Directive): Show Me The Money

The European Single Market came into being in the early 1990s, but was in many ways more of an aspiration than a process. It wasn't just that there were a lots of vested interests that didn't necessarily want to see all of the friction removed from trans-border transactions. There were also a lot of practical and emotional reasons why people might be reluctant to obtain goods and services from countries on the other side of the continent. This was particularly the case in payment and related financial services, which was why the EU introduced the first Payment Service Directive in [...]

By | 2017-09-13T05:45:27+00:00 September 11th, 2017|Fintech, White Papers|1 Comment

Leavin’ On A Jet Plane (Or Not, If You Tried To Fly British Airways)

Were you hoping to be a passenger on a British Airways flight over the weekend? So were ten of thousands of other travelers. The sheer logistic disruption (planes in the wrong place, getting luggage where it is supposed to be) is taking several days to sort out. And that's not to mention how long it might take to sort the most pressing IT issues. BA has said the problem was caused by a power surge that led to some networking hardware failing, and then the all-important messaging systems failing. But BA was already experiencing significant IT issues on Friday, with [...]

By | 2017-06-07T09:39:14+00:00 June 1st, 2017|Enterprise IT, Opinion, Sectors, Travel|0 Comments

What is a Web API? APImetrics Explains it All

"What is a web API?" At APImetrics, we actually get this question a lot. And I found someone asking this question recently on Quora as well. I answered it there, and I thought it'd be helpful to post it here, too. Happy learning! To understand what a web API is, it’s necessary to understand what makes a HTTP request to an API different from a HTTP request to any old URI (Universal Resource Indicator, which typically might be a webpage). Generally, we might expect that a HTTP server will return HTML. After all, it is the Hypertext Transfer Protocol. But [...]

API Changes: Making Sure Your Calls Work After The Switch

One of the things about APIs is that they're subject to change. API changes might be because the API endpoints and methods have been changed. In this case, a good API provider will give its users plenty of warning about API changes. There will also probably be a grace period as the deprecated and new versions of the API operate side-by-side before the switch. Even if you pay for the API, it's going to be up to you to make sure the third-party API you depend on is going to ensure continuity of service. But it's all too easy to [...]

By | 2017-06-07T09:45:23+00:00 May 23rd, 2017|Enterprise IT, Opinion, Uncategorized|0 Comments

Chase and Expensify: No, You Can’t Expense It (For Now)

If you're a customer of Chase trying to upload your expenses using Expensify, take a breather. Go get a latte. On the afternoon of May 18 (PDT), visitors to the Expensify website read this announcement: Effective May 17, 2017, Chase began rejecting all of our connections to their Direct Connect service without warning. As a result, though our end of the connection has not changed, we are not able to import any transactions for any type of Chase card until the blockage is removed from Chase's side. Expensify added: “This is not due to any security concerns.” So, it’s not [...]

By | 2017-06-07T09:46:22+00:00 May 18th, 2017|Fintech, News, Travel|0 Comments

Are You Monitoring Your API Security?

by Marcelo Graciolli licensed under CC BY 2.0 There are many ways to monitor API security on the web. Some APIs might have no security – you can make a simple HTTP call and get an answer back – but if for whatever reason the data is protected or monitored, it's normal to have some form of API security. This typically takes one of two major formats – an API key, or OAuth authentication. Things get very interesting with OAuth. With OAuth 2, you can set up a scope to allow access to only certain API resources. So [...]

By | 2017-04-28T09:19:11+00:00 April 27th, 2017|Sectors, Support|0 Comments

APImetrics – API Metrics 2016 By The Numbers [INFOGRAPHIC]

After conducting the largest analysis of API performance ever undertaken, we've reached the same conclusion as we did when we first started with APImetrics. Half of the APIs we survey STILL fall below expected quality standards. As Kin Lane, the API Evangelist says, "you wouldn’t operate an API without having the right data regarding it’s availability and stability—the same is true for the API industry, and the folks at APImetrics have those numbers." In our original study, we were only able to focus on conventional error or success codes like HTTP 200. We didn't have the sophistication to understand more of the context of our [...]

APImetrics Three-Year Study: More Than Half Of Existing APIs Have Problems That Could Affect Customers [INFOGRAPHIC]

An APImetrics study of 100 million samples shows that more than half the APIs in use have serious issues that could compromise companies and consumers, the company reported today. “What this shows is that while the number of APIs continues to grow, their quality has not kept pace with that growth,” said David O’Neill, CEO and Founder of APImetrics. “If companies fail to identify these issues and fix them, it could lead to growing consumer dissatisfaction that damages their reputation.” APImetrics first reported on the state of APIs back in 2013, and found that in any given week more than [...]

Census Data #API is Down

The US Census Bureau tweeted this about their API on the morning of Apr 6, 2017. They even sent us an email: We are currently experiencing an extended interruption in service for the Census data API. We are working to resolve the issue and apologize for any inconvenience. And indeed, there has been an extended interruption. As part of our efforts here at APImetrics to understand the global API ecosystem, we monitor hundreds of public APIs. These include two US Census Bureau APIs – the populations of California in 2010 and King County, WA in 2010. Both of these APIs [...]

By | 2017-04-11T09:27:39+00:00 April 7th, 2017|Government, News, Sectors, Summary|0 Comments